For the Year Ending
December 31, 2002
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13G
Under the Securities Exchange Act of 1934
(Amendment No. 17)
SIMMONS FIRST NATIONAL CORPORATION
(Name of Issuer)
CLASS A COMMON STOCK
(Title of Class of Securities)
828730200
(CUSIP Number)
Check the appropriate box to designate the rule pursuant to which this
schedule is filed:
[X] Rule 13d-1(b)
[ ] Rule 13d-1(c)
[ ] Rule 13d-1(d)
1) Names of Reporting Persons S.S. or I.R.S. Identification Nos.
of Above Persons -- SIMMONS FIRST NATIONAL CORPORATION
EMPLOYEE STOCK OWNERSHIP PLAN
71-6050807
2) Check the Appropriate Box if a Member of a Group (See Instructions)
(a) ________________________________________
(b) ________________________________________
3) SEC Use Only--------------------------------------
4) Citizenship or Place of Organization ARKANSAS
5) Sole Voting Power -0-
Number of Shares
Beneficially 6) Shared Voting Power -0-
Owned by Each
Reporting 7) Sole Dispositive Power 582,249
Person With
8) Shared Dispositive Power -0-
9) Aggregate Amount Beneficially Owned by Each Reporting Person -
582,249 shares
10) Check if the Aggregate Amount in Row (9) Excludes Certain Shares
(See Instructions)
11) Percent of Class Represented by Amount in Row 9.... 8.23%
12) Type of Reporting Person (See Instruction) EP
Item 1(a) Name of Issuer:
SIMMONS FIRST NATIONAL CORPORATION
Item 1(b) Address of Issuer's Principal Executive Offices:
501 MAIN STREET
P. O. BOX 7009
PINE BLUFF, ARKANSAS 71611
Item 2(a) Name of Person Filing:
SIMMONS FIRST NATIONAL CORPORATION
EMPLOYEE STOCK OWNERSHIP PLAN
Item 2(b) Address of Principal Business Office or, if none, Residence:
501 MAIN STREET
P. O. BOX 7009
PINE BLUFF, ARKANSAS 71611
Item 2(c) Citizenship: ARKANSAS
Item 2(d) Title of Class of Securities: CLASS A COMMON STOCK
Item 2(e) CUSIP Number: 828730200
Item 3. If this statement is filed pursuant to Rules 13d-1(b),or 13d-2(b), check
whether the person filing is a:
(a) [ ] Broker or Dealer registered under Section 15 of the
Act
(b) [ ] Bank as defined in section 3(a)6) of the Act
(c) [ ] Insurance Company as defined in section 3(a)(19) of
the Act
(d) [ ] Investment Adviser registered under section 8 of the
Investment Company Act
(e) [ ] Investment Adviser registered under Section 203 of the
Investment Advisers Act
(f) [X] Employee Benefit Plan, Pension Fund which is subject
to the provisions of the Employee Retirement Income
Security Act of 1974 or Endowment Fund; see section
240.13d-1(b)(1)(ii)(F)
(g) [ ] Parent Holding Company, in accordance with section
240.13d-1(b)(ii)(G) (Note: See Item 7)
(h) [ ] Group, in accordance with section
240.13d-1(b)(1)(ii)(H)
Item 4. Ownership
(a) Amount Beneficially Owned: 582,249
(b) Percent of Class: 8.23%
(c) Number of shares as to which such person has:
(i) sole power to vote or direct the vote
-0-
(ii) shared power to vote or direct the vote
-0-
(iii) sole power to dispose or to direct the disposition of
582,249
(iv) shared power to dispose or to direct the disposition of
-0-
Item 5. Ownership of Five Percent or Less of a Class. NOT APPLICABLE
Item 6. Ownership of More than Five Percent on Behalf of Another Person.
PURSUANT TO THE TERMS OF THE SIMMONS FIRST NATIONAL CORPORATION
EMPLOYEE STOCK OWNERSHIP PLAN, ANY DIVIDENDS RECEIVED OR PROCEEDS
OF SALE OF THE SUBJECT SECURITIES WOULD INURE TO THE BENEFIT OF
THE EMPLOYEES OF SIMMONS FIRST NATIONAL CORPORATION AND ITS
SUBSIDIARIES, WHO ARE PARTICIPANTS IN THE PLAN, AND WOULD BE HELD,
ADMINISTERED AND DISTRIBUTED IN ACCORDANCE WITH THE TERMS OF SUCH
PLAN. THE PLAN COVERS IN EXCESS OF 700 EMPLOYEES AND NO SINGLE
EMPLOYEE'S INTEREST THEREUNDER EQUALS OR EXCEEDS FIVE PERCENT (5%)
OF THIS CLASS OF SECURITIES OF THE ISSUER.
Item 7. Identification and Classification of the Subsidiary Which Acquired
the Security Being Reported on By the Parent Holding Company.
NOT APPLICABLE.
Item 8. Identification and Classification of Members of the Group.
NOT APPLICABLE.
Item 9. Dissolution of Group.
NOT APPLICABLE.
Item 10. Certification.
By signing below I certify that, to the best of my knowledge and belief,
the securities referred to above were acquired and are held in the ordinary
course of business and were not acquired and are not held for the purpose of or
with the effect of changing or influencing the control of the issuer of the
securities and were not acquired and are not held in connection with or as a
participant in any transaction having that purposes or effect.
After reasonable inquiry and to the best of my knowledge and belief, I
certify that the information set forth in this statement is true, complete and
correct.
1/13/03
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Date
/s/ Joe Clement
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Signature
Joe Clement, President
Simmons First Trust Company, N.A., Trustee,
Simmons First National Corporation Employee Stock Ownership Plan