| Free Writing Prospectus | Filed Pursuant to Rule 433 | |
| (To the prospectus dated April 4, 2011, as supplemented by the prospectus supplement dated June 18, 2012) |
Registration Statement No. 333-173299 August 23, 2012 |
Zions Direct Auctions - Results 8/23/12 11:58 AM https://www.auctions.zionsdirect.com/auction/6655/results Page 1 of 3 HOME :: AUCTION #6655 Results Auction Status: CLOSED Auction Start: 8/14/2012 3:00 PM EDT Auction End: 8/23/2012 1:30 PM EDT Last Update: 8/23/2012 1:57:37 PM EDT Security Type: Corporate Bonds Issue Type: Primary Coupon: 4.000% Maturity Date: 6/20/2016 Offering Documents BBB- (Fitch); BBB (low) (DBRS); and BBB- (S&P) CUSIP 989701BC0 Auction Details Bids Final Market-Clearing Yield*: 3.856% Final Market-Clearing Price: 100.500000 Bidder Units Price Yield Timestamp Awarded Principal Accrued Interest Amount Due #27821 1 102.997449 3.158% 8/21/2012 6:04:42 PM 1 unit $ 1,005.00 $ 7.56 $ 1,012.56 #27100 4 102.700457 3.240% 8/14/2012 6:13:07 PM 4 units $ 4,020.00 $ 30.22 $ 4,050.22 #13585 25 101.944458 3.450% 8/21/2012 12:53:34 PM 25 units $ 25,125.00 $ 188.89 $ 25,313.89 #28812 1 101.765426 3.500% 8/21/2012 12:10:04 PM 1 unit $ 1,005.00 $ 7.56 $ 1,012.56 #31743 5 101.765426 3.500% 8/22/2012 12:18:47 PM 5 units $ 5,025.00 $ 37.78 $ 5,062.78 #31783 20 101.765426 3.500% 8/22/2012 1:19:54 PM 20 units $ 20,100.00 $ 151.11 $ 20,251.11 #31784 10 101.765426 3.500% 8/22/2012 1:20:59 PM 10 units $ 10,050.00 $ 75.56 $ 10,125.56 #31785 10 101.765426 3.500% 8/22/2012 1:21:42 PM 10 units $ 10,050.00 $ 75.56 $ 10,125.56 #31786 10 101.765426 3.500% 8/22/2012 1:22:29 PM 10 units $ 10,050.00 $ 75.56 $ 10,125.56 #31787 30 101.765426 3.500% 8/22/2012 1:27:58 PM 30 units $ 30,150.00 $ 226.67 $ 30,376.67 #29224 1 101.765426 3.500% 8/22/2012 1:58:12 PM 1 unit $ 1,005.00 $ 7.56 $ 1,012.56 #24582 4 101.765426 3.500% 8/23/2012 11:07:01 AM 4 units $ 4,020.00 $ 30.22 $ 4,050.22 #22964 10 101.765426 3.500% 8/23/2012 11:52:44 AM 10 units $ 10,050.00 $ 75.56 $ 10,125.56 #31792 5 101.765426 3.500% 8/23/2012 11:57:01 AM 5 units $ 5,025.00 $ 37.78 $ 5,062.78 #31794 30 101.765426 3.500% 8/23/2012 12:52:39 PM 30 units $ 30,150.00 $ 226.67 $ 30,376.67 #23744 25 101.515404 3.570% 8/22/2012 7:19:21 PM 25 units $ 25,125.00 $ 188.89 $ 25,313.89 #31744 40 101.408474 3.600% 8/22/2012 1:49:41 PM 40 units $ 40,200.00 $ 302.22 $ 40,502.22 #27733 560 101.300000 3.630% 8/22/2012 4:53:55 PM 560 units $ 562,800.00 $ 4,231.11 $ 567,031.11 #31642 150 101.052996 3.700% 8/15/2012 2:46:34 PM 150 units $ 150,750.00 $ 1,133.33 $ 151,883.33 Zions Bancorporation Senior Note / 4 Year Corporates AUCTIONS DIRECTORY ISSUERS AUCTIONS UNIVERSITY DEMOS ABOUT PRODUCTS & SERVICES AUCTIONS BOND STORE TRADING UNIVERSITY THINK CUSTOMER SERVICE OPEN ACCOUNT LOGIN 1.800.524.8875 Zions direct auctions Zions bancorporation
Zions Direct Auctions - Results 8/23/12 11:58 AM https://www.auctions.zionsdirect.com/auction/6655/results Page 2 of 3 Page 1 of 3 #31776 3 101.052996 3.700% 8/21/2012 4:20:14 PM 3 units $ 3,015.00 $ 22.67 $ 3,037.67 #30297 250 101.000000 3.715% 8/14/2012 3:08:22 PM 250 units $ 251,250.00 $ 1,888.89 $ 253,138.89 #29772 500 101.000000 3.715% 8/17/2012 11:33:20 AM 500 units $ 502,500.00 $ 3,777.78 $ 506,277.78 #16745 10 101.000000 3.715% 8/21/2012 3:54:31 PM 10 units $ 10,050.00 $ 75.56 $ 10,125.56 #31643 250 100.911217 3.740% 8/22/2012 12:29:51 PM 250 units $ 251,250.00 $ 1,888.89 $ 253,138.89 #31676 50 100.911217 3.740% 8/22/2012 6:17:12 PM 50 units $ 50,250.00 $ 377.78 $ 50,627.78 #21477 30 100.911217 3.740% 8/23/2012 12:28:56 PM 30 units $ 30,150.00 $ 226.67 $ 30,376.67 #31768 10 100.875809 3.750% 8/20/2012 4:07:14 PM 10 units $ 10,050.00 $ 75.56 $ 10,125.56 #31788 50 100.875809 3.750% 8/22/2012 1:28:34 PM 50 units $ 50,250.00 $ 377.78 $ 50,627.78 #24310 5 100.875809 3.750% 8/22/2012 9:57:44 PM 5 units $ 5,025.00 $ 37.78 $ 5,062.78 #15174 120 100.875809 3.750% 8/23/2012 10:49:32 AM 120 units $ 120,600.00 $ 906.67 $ 121,506.67 #21117 20 100.875809 3.750% 8/23/2012 12:06:26 PM 20 units $ 20,100.00 $ 151.11 $ 20,251.11 #31436 5 100.875809 3.750% 8/23/2012 12:08:28 PM 5 units $ 5,025.00 $ 37.78 $ 5,062.78 #31437 20 100.875809 3.750% 8/23/2012 12:13:48 PM 20 units $ 20,100.00 $ 151.11 $ 20,251.11 #30297 250 100.840000 3.760% 8/14/2012 3:08:22 PM 250 units $ 251,250.00 $ 1,888.89 $ 253,138.89 #28214 1,000 100.770000 3.780% 8/23/2012 12:40:37 PM 1,000 units $ 1,005,000.00 $ 7,555.56 $ 1,012,555.56 #30297 250 100.740000 3.788% 8/14/2012 3:08:22 PM 250 units $ 251,250.00 $ 1,888.89 $ 253,138.89 #23034 50 100.709587 3.797% 8/15/2012 10:23:19 AM 50 units $ 50,250.00 $ 377.78 $ 50,627.78 #23034 100 100.709587 3.797% 8/22/2012 1:45:46 PM 100 units $ 100,500.00 $ 755.56 $ 101,255.56 #18907 3 100.698988 3.800% 8/23/2012 11:35:05 AM 3 units $ 3,015.00 $ 22.67 $ 3,037.67 #30297 250 100.640000 3.817% 8/14/2012 3:08:22 PM 250 units $ 251,250.00 $ 1,888.89 $ 253,138.89 #28702 500 100.625000 3.821% 8/23/2012 1:22:07 PM 500 units $ 502,500.00 $ 3,777.78 $ 506,277.78 #31791 700 100.600000 3.828% 8/23/2012 1:27:27 PM 700 units $ 703,500.00 $ 5,288.89 $ 708,788.89 #23314 25 100.593071 3.830% 8/23/2012 12:29:13 PM 25 units $ 25,125.00 $ 188.89 $ 25,313.89 #29773 2,500 100.570000 3.837% 8/23/2012 1:24:19 PM 2,500 units $ 2,512,500.00 $ 18,888.89 $ 2,531,388.89 #29773 2,000 100.550000 3.842% 8/21/2012 11:52:00 AM 2,000 units $ 2,010,000.00 $ 15,111.11 $ 2,025,111.11 #29773 2,000 100.550000 3.842% 8/22/2012 5:06:24 PM 2,000 units $ 2,010,000.00 $ 15,111.11 $ 2,025,111.11 #29836 1,000 100.540161 3.845% 8/23/2012 1:20:16 PM 1,000 units $ 1,005,000.00 $ 7,555.56 $ 1,012,555.56 #30353 250 100.530000 3.848% 8/14/2012 3:08:22 PM 250 units $ 251,250.00 $ 1,888.89 $ 253,138.89 #25556 4 100.522532 3.850% 8/23/2012 11:27:01 AM 4 units $ 4,020.00 $ 30.22 $ 4,050.22 #22580 1 100.507500 3.854% 8/23/2012 1:26:51 PM 1 unit $ 1,005.00 $ 7.56 $ 1,012.56 Auction Totals: 20,000 units $ 20,100,000.00 $ 151,111.20 $ 20,251,111.20
Zions Direct Auctions - Results 8/23/12 11:58 AM https://www.auctions.zionsdirect.com/auction/6655/results Page 2 of 3 Page 1 of 3 #31776 3 101.052996 3.700% 8/21/2012 4:20:14 PM 3 units $ 3,015.00 $ 22.67 $ 3,037.67 #30297 250 101.000000 3.715% 8/14/2012 3:08:22 PM 250 units $ 251,250.00 $ 1,888.89 $ 253,138.89 #29772 500 101.000000 3.715% 8/17/2012 11:33:20 AM 500 units $ 502,500.00 $ 3,777.78 $ 506,277.78 #16745 10 101.000000 3.715% 8/21/2012 3:54:31 PM 10 units $ 10,050.00 $ 75.56 $ 10,125.56 #31643 250 100.911217 3.740% 8/22/2012 12:29:51 PM 250 units $ 251,250.00 $ 1,888.89 $ 253,138.89 #31676 50 100.911217 3.740% 8/22/2012 6:17:12 PM 50 units $ 50,250.00 $ 377.78 $ 50,627.78 #21477 30 100.911217 3.740% 8/23/2012 12:28:56 PM 30 units $ 30,150.00 $ 226.67 $ 30,376.67 #31768 10 100.875809 3.750% 8/20/2012 4:07:14 PM 10 units $ 10,050.00 $ 75.56 $ 10,125.56 #31788 50 100.875809 3.750% 8/22/2012 1:28:34 PM 50 units $ 50,250.00 $ 377.78 $ 50,627.78 #24310 5 100.875809 3.750% 8/22/2012 9:57:44 PM 5 units $ 5,025.00 $ 37.78 $ 5,062.78 #15174 120 100.875809 3.750% 8/23/2012 10:49:32 AM 120 units $ 120,600.00 $ 906.67 $ 121,506.67 #21117 20 100.875809 3.750% 8/23/2012 12:06:26 PM 20 units $ 20,100.00 $ 151.11 $ 20,251.11 #31436 5 100.875809 3.750% 8/23/2012 12:08:28 PM 5 units $ 5,025.00 $ 37.78 $ 5,062.78 #31437 20 100.875809 3.750% 8/23/2012 12:13:48 PM 20 units $ 20,100.00 $ 151.11 $ 20,251.11 #30297 250 100.840000 3.760% 8/14/2012 3:08:22 PM 250 units $ 251,250.00 $ 1,888.89 $ 253,138.89 #28214 1,000 100.770000 3.780% 8/23/2012 12:40:37 PM 1,000 units $ 1,005,000.00 $ 7,555.56 $ 1,012,555.56 #30297 250 100.740000 3.788% 8/14/2012 3:08:22 PM 250 units $ 251,250.00 $ 1,888.89 $ 253,138.89 #23034 50 100.709587 3.797% 8/15/2012 10:23:19 AM 50 units $ 50,250.00 $ 377.78 $ 50,627.78 #23034 100 100.709587 3.797% 8/22/2012 1:45:46 PM 100 units $ 100,500.00 $ 755.56 $ 101,255.56 #18907 3 100.698988 3.800% 8/23/2012 11:35:05 AM 3 units $ 3,015.00 $ 22.67 $ 3,037.67 #30297 250 100.640000 3.817% 8/14/2012 3:08:22 PM 250 units $ 251,250.00 $ 1,888.89 $ 253,138.89 #28702 500 100.625000 3.821% 8/23/2012 1:22:07 PM 500 units $ 502,500.00 $ 3,777.78 $ 506,277.78 #31791 700 100.600000 3.828% 8/23/2012 1:27:27 PM 700 units $ 703,500.00 $ 5,288.89 $ 708,788.89 #23314 25 100.593071 3.830% 8/23/2012 12:29:13 PM 25 units $ 25,125.00 $ 188.89 $ 25,313.89 #29773 2,500 100.570000 3.837% 8/23/2012 1:24:19 PM 2,500 units $ 2,512,500.00 $ 18,888.89 $ 2,531,388.89 #29773 2,000 100.550000 3.842% 8/21/2012 11:52:00 AM 2,000 units $ 2,010,000.00 $ 15,111.11 $ 2,025,111.11 #29773 2,000 100.550000 3.842% 8/22/2012 5:06:24 PM 2,000 units $ 2,010,000.00 $ 15,111.11 $ 2,025,111.11 #29836 1,000 100.540161 3.845% 8/23/2012 1:20:16 PM 1,000 units $ 1,005,000.00 $ 7,555.56 $ 1,012,555.56 #30353 250 100.530000 3.848% 8/14/2012 3:08:22 PM 250 units $ 251,250.00 $ 1,888.89 $ 253,138.89 #25556 4 100.522532 3.850% 8/23/2012 11:27:01 AM 4 units $ 4,020.00 $ 30.22 $ 4,050.22 #22580 1 100.507500 3.854% 8/23/2012 1:26:51 PM 1 unit $ 1,005.00 $ 7.56 $ 1,012.56 Auction Totals: 20,000 units $ 20,100,000.00 $ 151,111.20 $ 20,251,111.20 Zions direct amegybank California bank the commerce bank The commerce bank national bank Nevada state bank vectra bank zions bank Grant street group zions direct
Zions Direct Auctions - Results 8/23/12 11:58 AM https://www.auctions.zionsdirect.com/auction/6655/results?sort=price&sort_direction=desc&page=2 Page 1 of 3 HOME :: AUCTION #6655 Results Auction Status: CLOSED Auction Start: 8/14/2012 3:00 PM EDT Auction End: 8/23/2012 1:30 PM EDT Last Update: 8/23/2012 1:58:11 PM EDT Security Type: Corporate Bonds Issue Type: Primary Coupon: 4.000% Maturity Date: 6/20/2016 Offering Documents BBB- (Fitch); BBB (low) (DBRS); and BBB- (S&P) CUSIP 989701BC0 Auction Details Bids Final Market-Clearing Yield*: 3.856% Final Market-Clearing Price: 100.500000 Bidder Units Price Yield Timestamp Awarded Principal Accrued Interest Amount Due #29773 7,000 100.500000 3.856% 8/14/2012 4:36:36 PM 6,853 units $ 6,887,265.00 $ 51,778.22 $ 6,939,043.22 #31648 30 100.500000 3.856% 8/15/2012 12:27:21 PM Rejected: Timestamp #31647 25 100.500000 3.856% 8/15/2012 12:33:18 PM Rejected: Timestamp #31646 100 100.500000 3.856% 8/16/2012 6:39:06 PM Rejected: Timestamp #31644 150 100.500000 3.856% 8/17/2012 3:22:46 PM Rejected: Timestamp #31752 25 100.500000 3.856% 8/21/2012 3:09:56 PM Rejected: Timestamp #29857 2,000 100.500000 3.856% 8/23/2012 11:23:14 AM Rejected: Timestamp #31650 200 100.500000 3.856% 8/23/2012 12:18:14 PM Rejected: Timestamp #31649 100 100.500000 3.856% 8/23/2012 12:20:53 PM Rejected: Timestamp #23436 500 100.500000 3.856% 8/23/2012 1:29:31 PM Rejected: Timestamp #23436 500 100.500000 3.856% 8/23/2012 1:29:31 PM Rejected: Timestamp #23436 500 100.500000 3.856% 8/23/2012 1:29:31 PM Rejected: Timestamp #23085 5 100.455575 3.869% 8/21/2012 11:39:40 PM Rejected: Price #14033 5 100.452052 3.870% 8/23/2012 1:12:31 PM Rejected: Price #19253 30 100.440000 3.873% 8/23/2012 1:18:40 PM Rejected: Price #30379 50 100.416834 3.880% 8/23/2012 11:58:35 AM Rejected: Price #22580 1 100.407501 3.883% 8/23/2012 12:12:49 PM Rejected: Price #25702 300 100.400000 3.885% 8/23/2012 12:39:20 PM Rejected: Price #30353 250 100.390000 3.888% 8/14/2012 3:08:22 PM Rejected: Price Zions Bancorporation Senior Note / 4 Year Corporates AUCTIONS DIRECTORY ISSUERS AUCTIONS UNIVERSITY DEMOS ABOUT PRODUCTS & SERVICES AUCTIONS BOND STORE TRADING UNIVERSITY THINK CUSTOMER SERVICE OPEN ACCOUNT LOGIN 1.800.524.8875 Zions direct auctions
Zions Direct Auctions - Results 8/23/12 11:58 AM https://www.auctions.zionsdirect.com/auction/6655/results?sort=price&sort_direction=desc&page=2 Page 2 of 3 Page 2 of 3 #28702 500 100.375000 3.892% 8/23/2012 1:21:23 PM Rejected: Price #28702 500 100.370000 3.893% 8/23/2012 1:20:40 PM Rejected: Price #26700 10 100.346441 3.900% 8/21/2012 11:32:44 AM Rejected: Price #24099 10 100.346441 3.900% 8/21/2012 9:37:15 PM Rejected: Price #20935 5 100.346441 3.900% 8/23/2012 12:10:31 AM Rejected: Price #30353 250 100.290000 3.916% 8/14/2012 3:08:22 PM Rejected: Price #17916 2,000 100.250000 3.927% 8/23/2012 11:12:49 AM Rejected: Price #30352 1,000 100.200000 3.942% 8/23/2012 12:36:09 PM Rejected: Price #18373 20 100.170714 3.950% 8/22/2012 12:39:54 PM Rejected: Price #31767 5 100.170714 3.950% 8/23/2012 6:35:03 AM Rejected: Price #23104 15 100.170714 3.950% 8/23/2012 6:36:17 AM Rejected: Price #30353 250 100.160000 3.953% 8/14/2012 3:08:22 PM Rejected: Price #31790 1 100.149651 3.956% 8/22/2012 5:52:41 PM Rejected: Price #22580 1 100.137501 3.959% 8/21/2012 1:05:08 PM Rejected: Price #28935 5 100.135612 3.960% 8/23/2012 10:50:20 AM Rejected: Price #7863 10 100.125084 3.963% 8/23/2012 10:22:28 AM Rejected: Price #28927 1 100.100524 3.970% 8/21/2012 5:50:56 PM Rejected: Price #31645 500 100.100000 3.970% 8/17/2012 1:14:31 PM Rejected: Price #31757 50 100.030393 3.990% 8/16/2012 11:22:58 AM Rejected: Price #26878 20 100.030393 3.990% 8/21/2012 11:52:43 AM Rejected: Price #31777 20 100.030393 3.990% 8/21/2012 4:24:37 PM Rejected: Price #19307 1 100.012869 3.995% 8/21/2012 4:20:24 PM Rejected: Price #28519 5 100.010000 3.996% 8/22/2012 10:24:00 AM Rejected: Price #24773 1 100.005055 3.997% 8/22/2012 1:47:00 AM Rejected: Price #18373 10 100.001000 3.998% 8/21/2012 3:52:20 PM Rejected: Price #24773 1 100.000055 3.999% 8/22/2012 1:47:00 AM Rejected: Price #31753 3 100.000000 3.999% 8/15/2012 3:59:10 PM Rejected: Price #29224 1 100.000000 3.999% 8/17/2012 9:17:55 AM Rejected: Price #31761 2 100.000000 3.999% 8/17/2012 10:47:31 AM Rejected: Price #29772 500 100.000000 3.999% 8/17/2012 11:33:20 AM Rejected: Price #25327 200 100.000000 3.999% 8/17/2012 2:31:56 PM Rejected: Price Auction Totals: 20,000 units $ 20,100,000.00 $ 151,111.20 $ 20,251,111.20
Zions Direct Auctions - Results 8/23/12 11:58 AM https://www.auctions.zionsdirect.com/auction/6655/results?sort=price&sort_direction=desc&page=2 Page 3 of 3 *The current Market-Clearing Yield/Final Auction Yield is calculated as Yield to Worst (YTW) which is the lowest yield of yield to maturity, yield to call, yield to put, or other yields when a bond is callable, puttable, exchangeable, or has other features. If a bond is called, put or exchanged before maturity, the bondholder only earns interest on the time that has elapsed between purchasing the bond and its early redemption. The resulting yield is less than what would have been earned had the bond been held until maturity. NEWSLETTER Get market information, auction updates, new-issue alerts, and more. It’s weekly and it’s free! Investment Products: Not FDIC Insured No Bank Guarantee May Lose Value Bank Deposits and Certificates of Deposit (CDs) are FDIC Insured up to Applicable Limits Securities products and services offered by Zions Direct, Member FINRA / SIPC, a non-bank subsidiary of Zions Bank. Affiliates of Zions Bank or other issuers may purchase CDs or securities through the auction process. The market clearing yield may be lower due to the participation of an affiliate in the auction which may benefit the affiliated issuer. OTHER PRODUCTS CONTACT US ABOUT US SITE MAP PRIVACY POLICY TERMS AND CONDITIONS Please direct questions regarding the website or bidding procedures to the Auction Administrator. You may also call our Investment Center at 800-524-8875 from 8am to Midnight Eastern Time. Zions Bancorporation has filed a registration statement (Registration Statement No. 333-173299, including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus dated April 4, 2011 contained in that registration statement, the preliminary prospectus supplement dated June 18, 2012 and other documents Zions Bancorporation has filed with the SEC for more complete information about Zions Bancorporation and this offering. You may get these documents and other documents Zions Bancorporation has filed for free by visiting EDGAR on the SEC Web site at www.sec.gov. Our Affiliates: Investment Products: Not FDIC Insured No Bank Guarantee May Lose Value Bank Deposits and Certificates of Deposit (CDs) are FDIC Insured up to Applicable Limits Securities products and services offered by Zions Direct, Member FINRA / SIPC, a non-bank subsidiary of Zions Bank. Affiliates of Zions Bank or other issuers may purchase CDs or securities through the auction process. The market clearing yield may be lower due to the participation of an affiliate in the auction which may benefit the affiliated issuer. NEWSLETTER Get market information, auction updates, new-issue alerts, and more. It’s weekly and it’s free! Email Address OTHER PRODUCTS CONTACT US ABOUT US SITE MAP PRIVACY POLICY TERMS AND CONDITIONS Please direct questions regarding the website or bidding procedures to the Auction Administrator. You may also call our Investment Center at 800-524-8875 from 8am to Midnight Eastern Time. Zions direct amegybank California bank the commerce bank The commerce bank national bank Nevada state bank vectra bank zions bank Grant street group zions direct