UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 13F
Form 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: DECEMBER 31, 2008
Check here if Amendment [ ]; Amendment Number: __
This Amendment (Check only one.): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: COMMUNITY BANK N.A.
Address: 5790 WIDEWATERS PARKWAY
DEWITT, NY 13214-1883
Form 13F File Number: 028-11044
The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists and tables, are considered integral parts of this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Kathy Strohmeyersigning for Community Bank Services Inc.
Title: Operations Manager
Phone: 716-633-3800
Signature, Place, and Date of Signing:
KATHY STROHMEYER WILLIAMSVILLE, NY 02/04/09
---------------- ----------------- --------
[Signature] [City, State] [Date]
Report Type (Check only one.):
[X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager
are reported in this report.
[ ] 13F NOTICE. (Check here if no holdings reported are in this report, and all
holdings are reported by other reporting manager(s).)
[ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings for this
reporting manager are reported in this report and a portion are reported by
other reporting manager(s).)
List of Other Managers Reporting for this Manager:
[If there are no entries in this list, omit this section.]
Form 13F File Number Name
___________________________________ - [Repeat as necessary.]
Form 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 371
Form 13F Information Table Value Total: $98586
(thousands)
List of other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is filed,
other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column headings
and list entries.]
No. Form 13F File Number Name
[Repeat as necessary.]
Form 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------------------------------------------------------------------------------------------------------
COOPER INDS LTD CL A G24182100 5 155 SH DEFINED 155 0 0
INGERSOLL RAND LTD G4776G101 7 400 SH SOLE 400 0 0
INGERSOLL RAND LTD G4776G101 23 1320 SH DEFINED 1320 0 0
TYCO INTERNATIONAL LTD SHS G9143X208 3 150 SH SOLE 150 0 0
UBS AG SHS NEW H89231338 0 4 SH SOLE 4 0 0
FLEXTRONICS INTL LTD ORD Y2573F102 4 1375 SH SOLE 1375 0 0
AGL RES INC COM 1204106 6 200 SH SOLE 200 0 0
AES CORP COM 00130H105 7 833 SH DEFINED 833 0 0
AT&T INC COM 00206R102 782 27431 SH SOLE 27431 0 0
AT&T INC COM 00206R102 224 7848 SH DEFINED 7848 0 0
ABBOTT LABS COM 2824100 255 4775 SH SOLE 4775 0 0
ABBOTT LABS COM 2824100 4 75 SH DEFINED 75 0 0
ABIOMED INC COM 3654100 688 41925 SH SOLE 41150 0 775
ABIOMED INC COM 3654100 37 2225 SH DEFINED 2225 0 0
AIR PRODS & CHEMS INC COM 9158106 282 5608 SH SOLE 5608 0 0
ALCOA INC COM 13817101 23 2000 SH SOLE 2000 0 0
ALCATEL-LUCENT SPONSORED ADR 13904305 0 87 SH SOLE 87 0 0
ALLIANCEBERNSTEIN INCOME FUNCOM 01881E101 2 337 SH SOLE 337 0 0
ALLIED CAP CORP NEW COM 01903Q108 1 240 SH DEFINED 240 0 0
ALTRIA GROUP INC COM 02209S103 32 2150 SH DEFINED 2150 0 0
AMERICA MOVIL SAB DE CV SPON ADR L SHS 02364W105 386 12445 SH SOLE 12220 0 225
AMERICA MOVIL SAB DE CV SPON ADR L SHS 02364W105 21 675 SH DEFINED 675 0 0
AMERICAN ELEC PWR INC COM 25537101 24 720 SH DEFINED 720 0 0
AMERICAN EXPRESS CO COM 25816109 5 250 SH SOLE 250 0 0
AMERICAN INTL GROUP INC COM 26874107 1 675 SH SOLE 675 0 0
AMGEN INC COM 31162100 126 2175 SH SOLE 2175 0 0
AMGEN INC COM 31162100 91 1575 SH DEFINED 1575 0 0
ANALOG DEVICES INC COM 32654105 5 250 SH SOLE 250 0 0
ANGIODYNAMICS INC COM 03475V101 320 23375 SH SOLE 22825 0 550
ANGIODYNAMICS INC COM 03475V101 32 2350 SH DEFINED 2350 0 0
APACHE CORP COM 37411105 33 440 SH SOLE 440 0 0
APPLE INC COM 37833100 1331 15600 SH SOLE 15600 0 0
APPLIED MATLS INC COM 38222105 17 1700 SH SOLE 1700 0 0
AQUA AMERICA INC COM 03836W103 41 2000 SH SOLE 2000 0 0
AUTOMATIC DATA PROCESSIN G INCOM 53015103 339 8614 SH SOLE 8614 0 0
AVANEX CORP COM NEW 05348W307 0 33 SH SOLE 33 0 0
BB&T CORP COM 54937107 5 175 SH DEFINED 175 0 0
BJ SVCS CO COM 55482103 43 3700 SH SOLE 3700 0 0
BP PLC SPONSORED ADR 55622104 633 13548 SH SOLE 13548 0 0
BP PLC SPONSORED ADR 55622104 26 556 SH DEFINED 556 0 0
BANK OF AMERICA CORPORAT ION COM 60505104 208 14806 SH SOLE 14806 0 0
BANK OF AMERICA CORPORAT ION COM 60505104 34 2400 SH DEFINED 2400 0 0
BANK OF NEW YORK MELLON CORPCOM 64058100 574 20260 SH SOLE 20260 0 0
BARCLAYS BANK PLC SP ADR 7.1%PF3 06739H776 299 22100 SH SOLE 22100 0 0
BARCLAYS BANK PLC SP ADR 7.1%PF3 06739H776 23 1700 SH DEFINED 1700 0 0
BAXTER INTL INC COM 71813109 139 2600 SH SOLE 2600 0 0
BED BATH & BEYOND INC COM 75896100 2 75 SH SOLE 75 0 0
BERKSHIRE HATHAWAY INC D EL CL B 84670207 55 17 SH DEFINED 17 0 0
BEST BUY INC COM 86516101 6 225 SH SOLE 225 0 0
BOEING CO COM 97023105 98 2300 SH SOLE 2300 0 0
BOEING CO COM 97023105 21 500 SH DEFINED 500 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 286 12280 SH SOLE 12280 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 19 800 SH DEFINED 800 0 0
BURLINGTON NORTHN SANTA FE CCOM 12189T104 88 1167 SH SOLE 1167 0 0
CVS CAREMARK/CORP COM 126650100 190 6600 SH SOLE 6600 0 0
CVS CAREMARK/CORP COM 126650100 6 200 SH DEFINED 200 0 0
CAMECO CORP COM 13321L108 388 22505 SH SOLE 21955 0 550
CAMECO CORP COM 13321L108 28 1600 SH DEFINED 1600 0 0
CAPITALSOURCE INC 14055X102 1 300 SH DEFINED 300 0 0
CARDIONET INC COM 14159L103 483 19589 SH SOLE 19039 0 550
CARDIONET INC COM 14159L103 30 1200 SH DEFINED 1200 0 0
CARNIVAL CORP 143658300 18 750 SH DEFINED 750 0 0
CATERPILLAR INC DEL COM 149123101 33 750 SH SOLE 750 0 0
CATERPILLAR INC DEL COM 149123101 18 400 SH DEFINED 400 0 0
CHESAPEAKE ENERGY CORP COM 165167107 39 2400 SH SOLE 2400 0 0
CHEVRON CORP COM 166764100 607 8209 SH SOLE 8209 0 0
CHEVRON CORP COM 166764100 112 1520 SH DEFINED 1520 0 0
CHUBB CORP COM 171232101 173 3400 SH SOLE 3400 0 0
CIENA CORP COM NEW 171779309 10 1429 SH SOLE 1429 0 0
CISCO SYS INC COM 17275R102 598 36706 SH SOLE 36281 0 425
CISCO SYS INC COM 17275R102 72 4425 SH DEFINED 4425 0 0
CITADEL BROADCASTING COR P COM 17285T106 0 38 SH SOLE 38 0 0
CITIGROUP INC COM 172967101 75 11173 SH SOLE 11173 0 0
CITIGROUP INC COM 172967101 28 4183 SH DEFINED 4183 0 0
COCA COLA CO COM 191216100 635 14038 SH SOLE 14038 0 0
COCA COLA CO COM 191216100 219 4840 SH DEFINED 4840 0 0
COLGATE PALMOLIVE CO COM 194162103 364 5305 SH SOLE 5305 0 0
COLGATE PALMOLIVE CO COM 194162103 135 1968 SH DEFINED 1968 0 0
COMCAST CORP 20030N101 67 3965 SH SOLE 3965 0 0
COMCAST CORP 20030N101 32 1900 SH DEFINED 1900 0 0
COMM BANCORP INC COM 200468106 35 1000 SH SOLE 1000 0 0
COMMUNITY BK SYS INC COM 203607106 3804 156022 SH SOLE 156022 0 0
COMMUNITY BK SYS INC COM 203607106 861 35320 SH DEFINED 35320 0 0
CONOCOPHILLIPS COM 20825C104 451 8703 SH SOLE 8703 0 0
CONOCOPHILLIPS COM 20825C104 91 1762 SH DEFINED 1762 0 0
CONSOLIDATED EDISON INC COM 209115104 125 3205 SH SOLE 3205 0 0
CONSTELLATION BRANDS INC CL A 21036P108 25 1600 SH SOLE 1600 0 0
CONSTELLATION BRANDS INC CL A 21036P108 45 2846 SH DEFINED 2846 0 0
CONSTELLATION ENERGY GRO UP ICOM 210371100 10 400 SH SOLE 400 0 0
CORNING INC COM 219350105 45 4756 SH SOLE 4756 0 0
CORNING INC COM 219350105 2 240 SH DEFINED 240 0 0
COVANCE INC COM 222816100 2 48 SH SOLE 48 0 0
DPL INC COM 233293109 57 2500 SH SOLE 2500 0 0
DEAN FOODS CO NEW COM 242370104 13 696 SH SOLE 696 0 0
DELL INC 24702R101 6 550 SH SOLE 550 0 0
DELL INC 24702R101 8 800 SH DEFINED 800 0 0
DISNEY WALT CO COM DISNEY 254687106 178 7864 SH SOLE 7864 0 0
DISNEY WALT CO COM DISNEY 254687106 14 625 SH DEFINED 625 0 0
DOMINION RES INC VA NEW COM 25746U109 39 1080 SH SOLE 1080 0 0
DOMINION RES INC VA NEW COM 25746U109 11 300 SH DEFINED 300 0 0
DOW CHEM CO COM 260543103 3 173 SH SOLE 173 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 177 7011 SH SOLE 7011 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 5 200 SH DEFINED 200 0 0
DUKE ENERGY CORP NEW COM 26441C105 45 3012 SH SOLE 3012 0 0
E M C CORP MASS COM 268648102 42 4000 SH SOLE 4000 0 0
ENSCO INTL INC COM 26874Q100 22 775 SH DEFINED 775 0 0
EOG RES INC COM 26875P101 33 500 SH DEFINED 500 0 0
EATON CORP COM 278058102 4 80 SH DEFINED 80 0 0
ECOLAB INC COM 278865100 23 646 SH SOLE 646 0 0
EL PASO CORP 28336L109 25 3250 SH SOLE 3250 0 0
ELAN PLC ADR 284131208 0 19 SH SOLE 19 0 0
EMERSON ELEC CO COM 291011104 443 12090 SH SOLE 12090 0 0
ENTERPRISE PRODS PARTNER S L COM 293792107 4 200 SH DEFINED 200 0 0
EQUITABLE RES INC COM 294549100 13 400 SH SOLE 400 0 0
EXELON CORP COM 30161N101 11 200 SH SOLE 200 0 0
EXELON CORP COM 30161N101 44 800 SH DEFINED 800 0 0
EXPRESS SCRIPTS INC COM 302182100 44 800 SH DEFINED 800 0 0
EXXON MOBIL CORP COM 30231G102 2698 33796 SH SOLE 33796 0 0
EXXON MOBIL CORP COM 30231G102 354 4430 SH DEFINED 4430 0 0
FPL GROUP INC COM 302571104 53 1050 SH SOLE 1050 0 0
FAIRPOINT COMMUNICATIONS INCCOM 305560104 0 15 SH SOLE 15 0 0
FAIRPOINT COMMUNICATIONS INCCOM 305560104 0 12 SH DEFINED 12 0 0
FEDERAL NATL MTG ASSN COM 313586109 0 202 SH SOLE 202 0 0
FIRST NIAGARA FINL GP IN C COM 33582V108 6 400 SH SOLE 400 0 0
FIRST TRUST FIDAC MTG IN CM FCOM SHS 33734E103 5 306 SH SOLE 306 0 0
FIRSTENERGY CORP COM 337932107 155 3181 SH SOLE 3181 0 0
FIVE STAR QUALITY CARE I NC COM 33832D106 0 4 SH SOLE 4 0 0
FOOT LOCKER INC COM 344849104 8 1140 SH SOLE 1140 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 5 2000 SH SOLE 2000 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 6 2805 SH DEFINED 2805 0 0
FORTUNE BRANDS INC COM 349631101 10 250 SH SOLE 250 0 0
GENERAL DYNAMICS CORP COM 369550108 12 200 SH SOLE 200 0 0
GENERAL ELEC CO COM 369604103 3882 239797 SH SOLE 239315 0 482
GENERAL ELEC CO COM 369604103 261 16126 SH DEFINED 14926 0 1200
GENERAL MLS INC COM 370334104 100 1650 SH SOLE 1650 0 0
GENERAL MLS INC COM 370334104 58 960 SH DEFINED 960 0 0
GENERAL MTRS CORP COM 370442105 7 2032 SH SOLE 2032 0 0
GENUINE PARTS CO COM 372460105 17 450 SH SOLE 450 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 136 3641 SH SOLE 3641 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 21 250 SH SOLE 250 0 0
HSBC HLDGS PLC ADR A 1/40PF A 404280604 37 2000 SH SOLE 2000 0 0
HARSCO CORP 415864107 22 800 SH DEFINED 800 0 0
HARTFORD FINL SVCS GROUP INCCOM 416515104 23 1400 SH DEFINED 1400 0 0
HEINZ H J CO COM 423074103 156 4150 SH SOLE 4150 0 0
HEINZ H J CO COM 423074103 11 300 SH DEFINED 0 0 300
HEWLETT PACKARD CO COM 428236103 259 7150 SH SOLE 7150 0 0
HEWLETT PACKARD CO COM 428236103 13 360 SH DEFINED 360 0 0
HOME DEPOT INC COM 437076102 106 4610 SH SOLE 4610 0 0
HOME DEPOT INC COM 437076102 27 1175 SH DEFINED 1175 0 0
HONEYWELL INTL INC COM 438516106 145 4424 SH SOLE 4424 0 0
ITT CORP NEW COM 450911102 64 1400 SH DEFINED 1400 0 0
ILLINOIS TOOL WKS INC COM 452308109 347 9914 SH SOLE 9914 0 0
INTEL CORP COM 458140100 298 20325 SH SOLE 20325 0 0
INTEL CORP COM 458140100 164 11200 SH DEFINED 11200 0 0
INTEGRYS ENERGY GROUP IN C COM 45822P105 41 950 SH DEFINED 950 0 0
INTL BUSINESS MACH COM 459200101 417 4956 SH SOLE 4956 0 0
INTL BUSINESS MACH COM 459200101 201 2392 SH DEFINED 2392 0 0
INTERNATIONAL GAME TECHN OLOGCOM 459902102 3 225 SH SOLE 225 0 0
ISHARES SILVER TRUST ISHARES 46428Q109 8 750 SH SOLE 750 0 0
ISHARES INC MSCI AUSTRALIA 464286103 27 1950 SH SOLE 1950 0 0
ISHARES INC MSCI CDA INDEX 464286509 973 55805 SH SOLE 55355 0 450
ISHARES INC MSCI CDA INDEX 464286509 60 3450 SH DEFINED 3450 0 0
ISHARES INC MSCI PAC J IDX 464286665 23 864 SH SOLE 864 0 0
ISHARES INC MSCI PAC J IDX 464286665 4 150 SH DEFINED 150 0 0
ISHARES TR DJ SEL DIV INX 464287168 17 400 SH SOLE 400 0 0
I SHARES BARCLAYS TIPS B OND FUND 464287176 25 250 SH SOLE 100 0 150
ISHARES TR FTSE XNHUA IDX 464287184 61 2100 SH SOLE 2100 0 0
I SHARES TR S&P 500 INDE X FD 464287200 5 50 SH SOLE 0 0 50
I SHARES MSCI EMERGING M KTS INDEX FUND 464287234 953 38183 SH SOLE 38183 0 0
I SHARES MSCI EMERGING M KTS INDEX FUND 464287234 56 2250 SH DEFINED 2250 0 0
ISHARES TR IBOXX INV CPBD 464287242 879 8645 SH SOLE 7195 0 1450
ISHARES TR IBOXX INV CPBD 464287242 346 3400 SH DEFINED 3400 0 0
ISHARES TR S&P GBL HLTHCR 464287325 1330 29405 SH SOLE 28530 0 875
ISHARES TR S&P GBL HLTHCR 464287325 66 1450 SH DEFINED 1450 0 0
ISHARES TR S&P LTN AM 40 464287390 3 100 SH DEFINED 100 0 0
I SHARES MSCI EAFE 464287465 6563 146300 SH SOLE 146200 0 100
I SHARES MSCI EAFE 464287465 316 7045 SH DEFINED 7045 0 0
ISHARES TR RUSSELL MCP VL 464287473 21 750 SH SOLE 750 0 0
ISHARES TR RUSSELL MCP GR 464287481 23 750 SH SOLE 750 0 0
S&P NORTH AMERICAN TECH SOFTWARE 464287515 2 75 SH DEFINED 75 0 0
ISHARES TR GLDM SCHS SEMI 464287523 4 75 SH DEFINED 75 0 0
I SHARES RUSSELL 1000 VA LUE 464287598 6694 135170 SH SOLE 131870 0 3300
I SHARES RUSSELL 1000 VA LUE 464287598 326 6575 SH DEFINED 6575 0 0
ISHARES TR RUSSELL 1000 GROWTH INDEX FUND 464287614 7137 192570 SH SOLE 188870 0 3700
ISHARES TR RUSSELL 1000 GROWTH INDEX FUND 464287614 322 8700 SH DEFINED 8700 0 0
ISHARES TR RUSL 2000 VALU 464287630 93 1890 SH SOLE 1890 0 0
ISHARES TR RUSL 2000 GROW 464287648 3 50 SH SOLE 50 0 0
ISHARES TR DJ US ENERGY 464287796 3 100 SH DEFINED 100 0 0
ISHARES TR S&P SMLCAP 600 464287804 4780 108710 SH SOLE 107110 0 1600
ISHARES TR S&P SMLCAP 600 464287804 215 4900 SH DEFINED 4900 0 0
ISHARES TR S&P EURO PLUS 464287861 72 2325 SH SOLE 2325 0 0
ISHARES TR S&P GTFIDX ETF 464288174 889 30275 SH SOLE 29675 0 600
ISHARES TR S&P GTFIDX ETF 464288174 53 1800 SH DEFINED 1800 0 0
ISHARES TR S&P GLO INFRAS 464288372 38 1275 SH SOLE 1175 0 100
ISHARES TR S&P GLO INFRAS 464288372 36 1200 SH DEFINED 1200 0 0
ISHARES TR DJ MED DEVICES 464288810 4 100 SH DEFINED 100 0 0
JDS UNIPHASE CORP COM PAR $0.001 46612J507 9 2500 SH SOLE 2500 0 0
JP MORGAN CHASE & CO COM 46625H100 389 12351 SH SOLE 12351 0 0
JP MORGAN CHASE & CO COM 46625H100 24 773 SH DEFINED 773 0 0
JOHNSON & JOHNSON COM 478160104 758 12670 SH SOLE 12670 0 0
JOHNSON & JOHNSON COM 478160104 275 4600 SH DEFINED 4600 0 0
KELLOGG CO COM 487836108 22 500 SH SOLE 500 0 0
KEYCORP NEW COM 493267108 56 6577 SH SOLE 6577 0 0
KINDER MORGAN ENERGY PAR TNERUT LTD PARTNER 494550106 7 150 SH DEFINED 150 0 0
KRAFT FOODS INC CL A 50075N104 426 15875 SH SOLE 15525 0 350
KRAFT FOODS INC CL A 50075N104 66 2460 SH DEFINED 2460 0 0
L-3 COMMUNICATIONS HLDGS INCCOM 502424104 9 125 SH DEFINED 125 0 0
LAZARD WORLD DIVID & INC OME COM 521076109 14 1660 SH DEFINED 1660 0 0
LILLY ELI & CO COM 532457108 115 2850 SH SOLE 2850 0 0
LILLY ELI & CO COM 532457108 21 525 SH DEFINED 525 0 0
LINCOLN NATL CORP IND COM 534187109 77 4091 SH SOLE 4091 0 0
LINCOLN NATL CORP IND COM 534187109 10 525 SH DEFINED 525 0 0
LOCKHEED MARTIN CORP COM 539830109 105 1250 SH SOLE 1250 0 0
LOCKHEED MARTIN CORP COM 539830109 59 700 SH DEFINED 700 0 0
LOWES COS INC COM 548661107 115 5330 SH SOLE 5330 0 0
M & T BK CORP COM 55261F104 421 7330 SH SOLE 7130 0 200
M & T BK CORP COM 55261F104 29 500 SH DEFINED 500 0 0
MSC INDL DIRECT INC CL A 553530106 17 450 SH SOLE 450 0 0
MANULIFE FINL CORP COM 56501R106 61 3572 SH SOLE 3572 0 0
MARATHON OIL CORP 565849106 10 360 SH SOLE 360 0 0
MARRIOTT INTL INC NEW CL A 571903202 6 300 SH SOLE 300 0 0
MASCO CORP COM 574599106 6 500 SH SOLE 500 0 0
MCDONALDS CORP COM 580135101 47 750 SH SOLE 750 0 0
MEDCO HEALTH SOLUTIONS I NC 58405U102 8 200 SH SOLE 200 0 0
MEDTRONIC INC COM 585055106 284 9050 SH SOLE 9050 0 0
MEDTRONIC INC COM 585055106 77 2460 SH DEFINED 2460 0 0
MERCK & CO INC COM 589331107 269 8850 SH SOLE 8850 0 0
MERCK & CO INC COM 589331107 213 7000 SH DEFINED 7000 0 0
MICROSOFT CORP COM 594918104 692 35630 SH SOLE 35630 0 0
MICROSOFT CORP COM 594918104 188 9700 SH DEFINED 9700 0 0
MIDCAP SPDR TR UNIT SER 1 595635103 6337 65220 SH SOLE 63920 0 1300
MIDCAP SPDR TR UNIT SER 1 595635103 151 1555 SH DEFINED 1555 0 0
MOTOROLA INC COM 620076109 15 3300 SH SOLE 3300 0 0
MYLAN LABS INC COM 628530107 2 225 SH SOLE 225 0 0
NCR CORP NEW COM 62886E108 1 86 SH SOLE 86 0 0
NMT MED INC COM 629294109 71 75650 SH SOLE 73950 0 1700
NMT MED INC COM 629294109 4 3925 SH DEFINED 3925 0 0
NATIONAL FUEL GAS CO N J COM 636180101 55 1760 SH DEFINED 1760 0 0
NATIONAL GRID PLC SPON ADR NEW 636274300 44 877 SH SOLE 877 0 0
NEW YORK CMNTY BANCORP I NC COM 649445103 6 475 SH DEFINED 475 0 0
NEWMONT MINING CORP COM 651639106 7 181 SH SOLE 181 0 0
NEXCEN BRANDS INC COM 653351106 0 300 SH SOLE 300 0 0
NOKIA CORP SPONSORED ADR 654902204 101 6450 SH SOLE 6450 0 0
NOKIA CORP SPONSORED ADR 654902204 4 250 SH DEFINED 250 0 0
NORFOLK SOUTHERN CORP COM 655844108 77 1632 SH SOLE 1632 0 0
NORTHEAST UTILS COM 664397106 99 4100 SH SOLE 4100 0 0
NUVEEN INVT QUALITY MUN FD ICOM 67062E103 7 666 SH SOLE 666 0 0
NUVEEN PREFERRED AND CONVERTIBLE INCOME 67073B106 5 1000 SH SOLE 1000 0 0
OGE ENERGY CORP COM 670837103 15 600 SH DEFINED 600 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 42 700 SH SOLE 700 0 0
OMNICOM GROUP INC COM 681919106 22 830 SH SOLE 830 0 0
ORACLE CORP COM 68389X105 79 4480 SH SOLE 4480 0 0
PPG INDS INC COM 693506107 91 2150 SH SOLE 2150 0 0
PPL CORP COM 69351T106 248 8080 SH SOLE 8080 0 0
PAYCHEX INC COM 704326107 66 2500 SH SOLE 2500 0 0
PAYCHEX INC COM 704326107 8 312 SH DEFINED 312 0 0
PENNEY J C INC COM 708160106 20 1000 SH SOLE 1000 0 0
PEPSIAMERICAS INC COM 71343P200 4 192 SH SOLE 192 0 0
PEPSICO INC COM 713448108 652 11910 SH SOLE 11910 0 0
PEPSICO INC COM 713448108 192 3500 SH DEFINED 3500 0 0
PFIZER INC COM 717081103 190 10713 SH SOLE 10713 0 0
PFIZER INC COM 717081103 96 5400 SH DEFINED 5400 0 0
PHILIP MORRIS INTL INC COM 718172109 52 1200 SH DEFINED 1200 0 0
PINNACLE WEST CPTLCORP 723484101 176 5475 SH SOLE 5475 0 0
PLUM CREEK TIMBER CO INC COM 729251108 10 274 SH DEFINED 274 0 0
POWERSHARES DB CMDTY IDX TRAUNIT BEN INT 73935S105 212 10000 SH SOLE 10000 0 0
POWERSHARES ETF TRUST GOLDEN DRG USX 73935X401 4 250 SH DEFINED 250 0 0
POWERSHARES ETF TRUST WATER RESOURCE 73935X575 931 64675 SH SOLE 63200 0 1475
POWERSHARES ETF TRUST WATER RESOURCE 73935X575 45 3125 SH DEFINED 3125 0 0
POWERSHARES ETF TRUST FTSE RAFI 1000 73935X583 29 840 SH SOLE 840 0 0
POWERSHARES ETF TRUST INTL DIV ACHV 73935X716 4 400 SH SOLE 400 0 0
POWERSHARES ETF TRUST II MENA FRNTR ETF 73936Q603 5 400 SH SOLE 400 0 0
PRAXAIR INC COM 74005P104 6 108 SH SOLE 108 0 0
PROCTER & GAMBLE CO COM 742718109 958 15504 SH SOLE 15504 0 0
PROCTER & GAMBLE CO COM 742718109 77 1247 SH DEFINED 1247 0 0
PROGRESS ENERGY INC COM 743263105 70 1748 SH SOLE 1748 0 0
PROGRESS ENERGY INC COM 743263105 4 100 SH DEFINED 100 0 0
PROGRESSIVE CORP OHIO COM 743315103 44 3000 SH SOLE 3000 0 0
PRUDENTIAL FINL INC COM 744320102 2 58 SH SOLE 58 0 0
QUALCOMM INC COM 747525103 160 4460 SH SOLE 4460 0 0
QUALCOMM INC COM 747525103 36 1000 SH DEFINED 1000 0 0
QUEST DIAGNOSTICS INC COM 74834L100 5 99 SH SOLE 99 0 0
RAYTHEON CO COM NEW 755111507 51 1000 SH SOLE 1000 0 0
REGIONS FINANCIAL CORP N EW COM 7591EP100 9 1178 SH DEFINED 1178 0 0
ROCKWELL COLLINS INC 774341101 133 3400 SH SOLE 3400 0 0
ROYAL BK SCOTLAND GROUP PLC ADR PFD SER P 780097762 27 3200 SH SOLE 3200 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 421 7960 SH SOLE 7960 0 0
SPDR TR UNIT SER 1 78462F103 3524 39049 SH SOLE 38574 0 475
SPDR TR UNIT SER 1 78462F103 115 1275 SH DEFINED 1275 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 9 100 SH SOLE 100 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 9 100 SH DEFINED 100 0 0
SPDR INDEX SHS FDS MACQU GLBIN100 78463X855 1556 37960 SH SOLE 37010 0 950
SPDR INDEX SHS FDS MACQU GLBIN100 78463X855 61 1500 SH DEFINED 1500 0 0
SPDR SERIES TRUST LEHMAN YLD ETF 78464A417 1385 42785 SH SOLE 42035 0 750
SPDR SERIES TRUST LEHMAN YLD ETF 78464A417 73 2250 SH DEFINED 2250 0 0
SPDR SERIES TRUST S&P METALS MNG 78464A755 3 100 SH DEFINED 100 0 0
SPDR SERIES TRUST S&P HOMEBUILD 78464A888 5 400 SH DEFINED 400 0 0
SANOFI AVENTIS SPONSORED ADR 80105N105 26 810 SH SOLE 810 0 0
SCHERING PLOUGH CORP COM 806605101 258 15150 SH SOLE 15150 0 0
SCHERING PLOUGH CORP COM 806605101 34 2000 SH DEFINED 2000 0 0
SCHLUMBERGER LTD 806857108 521 12300 SH SOLE 12300 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 3 130 SH DEFINED 130 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1481 68685 SH SOLE 67285 0 1400
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 75 3500 SH DEFINED 3500 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 1019 81350 SH SOLE 80025 0 1325
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 49 3875 SH DEFINED 3875 0 0
SELECT SECTOR SPDR TR SBI INT-TECH 81369Y803 1474 95650 SH SOLE 93200 0 2450
SELECT SECTOR SPDR TR SBI INT-TECH 81369Y803 109 7100 SH DEFINED 7100 0 0
SOUTHERN CO COM 842587107 139 3750 SH SOLE 3750 0 0
SOUTHERN CO COM 842587107 61 1650 SH DEFINED 1650 0 0
SPECTRA ENERGY CORP COM 847560109 2 156 SH SOLE 156 0 0
STAPLES INCORPORATED 855030102 18 1000 SH SOLE 1000 0 0
STRYKER CORP COM 863667101 4 110 SH SOLE 110 0 0
STRYKER CORP COM 863667101 4 110 SH DEFINED 110 0 0
SYMANTEC CORP COM 871503108 33 2455 SH SOLE 2455 0 0
SYSCO CORP COM 871829107 64 2775 SH SOLE 2775 0 0
SYSCO CORP COM 871829107 31 1350 SH DEFINED 1350 0 0
TARGET CORP COM 87621E106 162 4700 SH SOLE 4700 0 0
TERADATA CORP DEL COM 88076W103 1 86 SH SOLE 86 0 0
TEXAS INSTRS INC COM 882508104 35 2245 SH SOLE 2245 0 0
3M CO COM 88579Y101 92 1600 SH SOLE 1600 0 0
3M CO COM 88579Y101 58 1000 SH DEFINED 1000 0 0
TOMPKINS TRUST CO INC COM 890110109 176 3037 SH SOLE 3037 0 0
TRANS1 INC COM 89385X105 533 73975 SH SOLE 71925 0 2050
TRANS1 INC COM 89385X105 27 3775 SH DEFINED 3775 0 0
TRAVELERS COMPANIES INC COM 89417E109 18 400 SH DEFINED 400 0 0
TRUSTCO BK CORP N Y COM 898349105 8 842 SH DEFINED 842 0 0
TUFCO TECHNOLOGIES INC COM 899040109 2 500 SH SOLE 500 0 0
UNION PAC CORP COM 907818108 195 4080 SH SOLE 4080 0 0
UNITED PARCEL SERVICE IN C CL B 911312106 69 1260 SH SOLE 1260 0 0
UNITED PARCEL SERVICE IN C CL B 911312106 11 200 SH DEFINED 200 0 0
UNITED TECHNOLOGIES CORP COM 913017109 827 15435 SH SOLE 15235 0 200
UNITED TECHNOLOGIES CORP COM 913017109 42 775 SH DEFINED 775 0 0
VALERO ENERGY CORP NEW COM 91913Y100 404 18690 SH SOLE 18340 0 350
VALERO ENERGY CORP NEW COM 91913Y100 25 1175 SH DEFINED 1175 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 280 3550 SH SOLE 3550 0 0
VANGUARD INTL EQUITY IND EX FEMR MKT ETF 922042858 1390 58995 SH SOLE 58870 0 125
VANGUARD INTL EQUITY IND EX FEMR MKT ETF 922042858 59 2525 SH DEFINED 2525 0 0
VANGUARD INDEX FDS REIT ETF 922908553 7 200 SH SOLE 200 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 153 3550 SH SOLE 3350 0 200
VANGUARD INDEX FDS MID CAP ETF 922908629 148 3425 SH DEFINED 3425 0 0
VERIZON COMMUNICATIONS COM 92343V104 537 15844 SH SOLE 15844 0 0
VERIZON COMMUNICATIONS COM 92343V104 77 2281 SH DEFINED 2281 0 0
VISA INC COM CL A 92826C839 13 250 SH SOLE 250 0 0
VODAFONE GROUP PLC NEW SPONS ADR NEW 92857W209 13 656 SH DEFINED 656 0 0
WACHOVIA CORP 2ND NEW COM 929903102 26 4700 SH SOLE 4700 0 0
WACHOVIA CORP 2ND NEW COM 929903102 6 1000 SH DEFINED 1000 0 0
WAL MART STORES INC COM 931142103 715 12756 SH SOLE 12756 0 0
WAL MART STORES INC COM 931142103 52 925 SH DEFINED 925 0 0
WALGREEN CO COM 931422109 123 5000 SH SOLE 5000 0 0
WASTE MGMT INC DEL COM 94106L109 526 15865 SH SOLE 15540 0 325
WASTE MGMT INC DEL COM 94106L109 31 925 SH DEFINED 925 0 0
WELLPOINT INC COM 94973V107 437 10380 SH SOLE 10080 0 300
WELLPOINT INC COM 94973V107 26 625 SH DEFINED 625 0 0
WELLS FARGO & CO NEW COM 949746101 131 4450 SH SOLE 4450 0 0
WELLS FARGO & CO NEW COM 949746101 15 525 SH DEFINED 525 0 0
WESTERN ASSET MANAGED MU NI 95766M105 25 2673 SOLE 2673 0 0
WHOLE FOODS MKT INC COM 966837106 6 600 SH SOLE 600 0 0
WINDSTREAM CORP COM 97381W104 1 59 SH DEFINED 59 0 0
WISCONSIN ENERGY CORP COM 976657106 46 1103 SH SOLE 1103 0 0
WISDOMTREE TRUST HG-YIELDING EQ 97717W208 9 300 SH SOLE 300 0 0
WISDOMTREE TRUST INTL MIDCAP DV 97717W778 11 300 SH SOLE 300 0 0
WISDOMTREE TRUST INTL DV TOP100 97717W786 7 200 SH SOLE 200 0 0
WOLVERINE WORLD WIDE INC COM 978097103 13 618 SH SOLE 618 0 0
WYETH COM 983024100 181 4833 SH SOLE 4833 0 0
WYETH COM 983024100 98 2625 SH DEFINED 2625 0 0
XTO ENERGY INC COM 98385X106 6 162 SH DEFINED 162 0 0
XEROX CORP COM 984121103 10 1225 SH SOLE 1225 0 0
ZIMMER HLDGS INC COM 98956P102 100 2468 SH SOLE 2468 0 0
ZIMMER HLDGS INC COM 98956P102 3 80 SH DEFINED 80 0 0
ZIONS BANCORPORATION COM 989701107 13 525 SH DEFINED 525 0 0
GRAND TOTALS 98586 3129637 3096280 0 33357