SECURITIES AND EXCHANGE COMMISSION

                              Washington, DC 20549


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                                    FORM 8-K

                                 CURRENT REPORT


                     Pursuant to Section 13 or 15(d) of the

                         Securities Exchange Act of 1934

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        Date of Report (Date of earliest event reported): April 25, 2003


                           COMMUNITY BANKSHARES, INC.




Incorporated under the    Commission File No. 000-22054      I.R.S. Employer
laws of South Carolina                                       Identification No.
                                                                 57-0966962




                              791 Broughton Street

                        Orangeburg, South Carolina 29115

                             Telephone: 803-535-1060












Item 7.  Financial Statements and Exhibits

(c)      Exhibit 99        Registrant's 2003 First Quarter Earnings Release

Item 9.  Regulation FD Disclosure; Information Provided Pursuant to Item 12.

First Quarter Earnings

         Pursuant  to  Item 12 of  this  form,  please  see  Exhibit  99 for the
Registrant's 2003 first quarter earnings release.







SIGNATURE

         Pursuant to the  requirements  of the Securities  Exchange Act of 1934,
the  registrant  has duly  caused  this report to be signed on its behalf by the
undersigned, hereunto duly authorized.

                                    COMMUNITY BANKSHARES, INC.
                                    (Registrant)



Date:  April 25, 2003               By: /s/ William W. Traynham
                                       -----------------------------------------
                                       William W. Traynham
                                       President and Chief Financial Officer








                                  EXHIBIT INDEX

Exhibit 99        Registrant's 2003 First Quarter Earnings Release