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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549


FORM 8-K

CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): February 9, 2004

ORIENTAL FINANCIAL GROUP INC.


(Exact Name of Registrant as Specified in its Charter)
         
Commonwealth of Puerto Rico   001-12647   66-0538893

 
 
(State or other Jurisdiction of Incorporation)    (Commission File No.)   (I.R.S. Employer
Identification No.)
 
Professional Offices Park
998 San Roberto Street
San Juan, Puerto Rico
      00926

     
(Address of Principal Executive Offices)       (Zip Code)

Registrant’s telephone number, including area code:     (787) 771-6800



 


 

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Item 7.    Financial Statements, Pro Forma Financial Information and Exhibits.
 
   (c)     Exhibits
     
Exhibit No.   Description of Document

 
99   Press Release dated February 9, 2004
 
Item 9.    Regulation FD Disclosure.

      The results of operations and financial condition of Oriental Financial Group Inc. (the “Company”) for the quarter ended December 31, 2003 are being provided under Item 12 of this report.

 
Item 12.    Results of Operations and Financial Condition.

      On February 9, 2004, the Company released its financial results for the quarter ended December 31, 2003. A copy of the Company’s press release is attached as an exhibit to this report.

SIGNATURES

      Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

             
        ORIENTAL FINANCIAL GROUP INC.
 
             
 
Date:   February 10, 2004

  By:   /s/ Norberto González

            Norberto González
Executive Vice President and
Acting Chief Financial Officer

 


 

INDEX OF EXHIBITS

     
Exhibit No.   Description of Document

 
99   Press Release dated February 9, 2004