ORIENTAL FINANCIAL GROUP, INC.
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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549


FORM 8-K

CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): July 22, 2004

ORIENTAL FINANCIAL GROUP INC.


(Exact Name of Registrant as Specified in its Charter)
         
Commonwealth of Puerto Rico   001-12647   66-0538893

 
 
 
 
 
(State or other
Jurisdiction of Incorporation)
  (Commission File No.)   (I.R.S. Employer
Identification No.)
     
Professional Offices Park
998 San Roberto Street
San Juan, Puerto Rico
  00926

 
 
 
(Address of Principal Executive Offices)   (Zip Code)

Registrant’s telephone number, including area code: (787) 771-6800



 


TABLE OF CONTENTS

SIGNATURES
INDEX OF EXHIBITS
EX-99 PRESS RELEASE DATED JULY 21, 2004


Table of Contents

Item 7. Financial Statements, Pro Forma Financial Information and Exhibits.

     (c) Exhibits

     
Exhibit No.
  Description of Document
99
  Press Release dated July 21, 2004

Item 9. Regulation FD Disclosure.

     The results of operations and financial condition of Oriental Financial Group Inc. (“the Group”) for the quarter and fiscal year ended June 30, 2004 are being provided under Item 12 of this report.

Item 12. Results of Operations and Financial Condition.

     On July 21, 2004, the Group released its financial results for the quarter and fiscal year ended June 30, 2004. A copy of the Group’s press release is attached as an exhibit to this report.

SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

         
  ORIENTAL FINANCIAL GROUP INC.
 
       
Date: July 22, 2004
  By:   /s/ Norberto González
     
 
      Norberto González
Executive Vice President and
Acting Chief Financial Officer

 


Table of Contents

INDEX OF EXHIBITS

     
Exhibit No.
  Description of Document
99
  Press Release dated July 21, 2004