SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) July 12, 2004 ELECTRONIC CLEARING HOUSE, INC. ------------------------------- (Exact name of registrant as specified in its charter) NEVADA 0-15245 93-0946274 ----------------------------------------------------------------------------- (State or other jurisdiction (Commission (IRS Employer of incorporation) File Number) Identification No.) 730 Paseo Camarillo, Camarillo, California 93010 ----------------------------------------------------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code (805) 419-8700 ------------------------------------------------------------------ (Former name or former address, if changes since last report) ITEM 5. OTHER EVENTS On July 14, 2004, the Registrant issued a press release announcing the appointment of Mr. Field. A copy of the press release is attached to this report as Exhibit 99.1 and is incorporated herein by this reference. ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS (c) Exhibits Exhibit Number Description of Document ------ ----------------------- 99.1 Press release issued and dated July 14, 2004. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ELECTRONIC CLEARING HOUSE, INC. (Registrant) By: \s\Alice Cheung ------------------------------ Alice L. Cheung, Treasurer & Chief Financial Officer Dated: July 14, 2004 EXHIBIT INDEX ------------- Exhibit Number Description of Document ------ ----------------------- 99.1 Press release issued and dated July 14, 2004.