SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C.
------------------------
FORM T-1
STATEMENT OF ELIGIBILITY
UNDER THE TRUST INDENTURE ACT OF 1939
OF A CORPORATION DESIGNATED TO ACT AS A TRUSTEE
------------------------
CHECK IF AN APPLICATION TO DETERMINE ELIGIBILITY
OF A TRUSTEE PURSUANT TO SECTION 305(b)(2) X
---
Wachovia Bank National Association
(Exact name of Trustee as specified in its charter)
22-1147033
(I.R.S. Employer Identification No.)
301 South College Street, Charlotte, North Carolina 28288-0630
(Address of Principal Executive Offices) (Zip Code)
AMERICAN EXPRESS COMPANY
(Name of Obligor)
New York 13-4922250
(State or other jurisdiction of (I.R.S. Employer
Incorporation or organization) Identification No.)
200 Vesey Street, New York, New York 10285
(Address of Principal Executive Offices) (Zip Code)
Notes due November 20, 2007
(Title of Indenture Securities)
ITEM 1. GENERAL INFORMATION.
Furnish the following information as to the trustee:
(a) Name and address of each examining or supervisory authority to
which it is subject:
Comptroller of the Currency, Washington, D.C.
Board of Governors of the Federal Reserve System, Richmond, VA 23219
Federal Deposit Insurance Corporation, Washington, D.C.
(b) Whether it is authorized to exercise corporate trust powers.
The Trustee is authorized to exercise corporate trust powers.
ITEM 2. AFFILIATIONS WITH OBLIGOR.
IF THE OBLIGOR IS AN AFFILIATE OF THE TRUSTEE, DESCRIBE EACH SUCH
AFFILIATION.
None.
ITEM 16. LISTS OF EXHIBITS.
Exhibit 1 Articles of Association of the Trustee as now in effect,
incorporated herein by reference (see Exhibit T-1
Registration Number 333-47985).
Exhibit 2 No certificate of authority of the Trustee to commence
business is furnished this authority is contained in the
Articles of Association of the Trustee.
Exhibit 3 Copy of the authorization of the Trustee to exercise
corporate trust powers, incorporated herein by reference
(see Exhibit T-1 Registration Number 333-49145).
Exhibit 4 Copy of the existing By-Laws of the Trustee, as now in
effect, incorporated herein by reference (see Exhibit T-1
Registration Number 333-49145).
Exhibit 5 Not applicable.
Exhibit 6 The consent of the Trustee required by Section 321 (b) of
the Act, incorporated herein by reference (see Exhibit T-1
Registration Number 333-47985).
Exhibit 7 Report of Condition of Wachovia Bank National Association
as of the close of business on September 30, 2002, published
pursuant to the law or the requirement of its supervising or
examining authority.
Exhibit 8 Not Applicable
Exhibit 9 Not Applicable
SIGNATURE
Pursuant to the requirements of the Trust Indenture Act of 1939 the
Trustee, Wachovia Bank National Association organized and existing under the
laws of the United States, has duly caused this Statement of Eligibility to be
signed on its behalf by the undersigned, thereunto duly authorized, all in the
City of New York, and State of New York, on the 18th day of November, 2002.
Wachovia Bank National Association
By: /s/ David Massa
Vice President