August
14, 2006
|
Date
of Report (Date of earliest event
reported)
|
CITIZENS
FINANCIAL CORPORATION
|
(Exact
name of registrant as specified in its
charter)
|
KENTUCKY
|
0-20148
|
61-1187135
|
(State
of incorporation)
|
(Commission
File Number)
|
(IRS
Employer
Identification
Number
|
12910
SHELBYVILLE ROAD
|
LOUISVILLE,
KENTUCKY 40243
|
(Address
of principal executive offices)
|
Not
Applicable
|
(Former
name or former address, if changed since last
report
|
|
|||
ITEM
2.02
|
|
Results
of Operations and Financial Condition
|
|
|
|||
The
registrant’s earnings press release dated August 14, 2006, reporting its
second quarter 2006 results of operation and financial condition,
is
attached hereto as Exhibit 99.1 and incorporated by reference herein.
|
|||
ITEM
9.01
|
|
Financial
Statements and Exhibits
(c)
Exhibits (furnished pursuant to Item 2.02)
|
|
|
The
registrant’s earnings press release dated August 14, 2006, reporting its
second quarter 2006 results of operation and financial condition,
is
attached hereto as Exhibit 99.1 and incorporated by reference herein.
|
Citizens
Financial Corporation
|
Registrant
|
Date:August
14, 2006
|
/s/
Len E. Schweitzer
|
|
Len
E. Schweitzer
|
|
Chief
Financial Officer
|
|
Exhibit
Number
|
Description
|
99.1
|
Earnings
Press Release dated August 14, 2006
|