Pricing Supplement Dated August 21, 2002 Rule 424(b)(3) (To Prospectus dated June 10, 2002 and File Nos. 333-89586, Prospectus Supplement dated June 26, 2002) 333-89586-01, 333-89586-02, 333-89586-03, 333-89586-04 THE BANK OF NEW YORK COMPANY, INC. Senior Medium-Term Notes Series E (U.S. $ Fixed Rate) _________________________________________________________________ Trade Date: August 21, 2002 Original Issue Date: August 26, 2002 Principal Amount: $400,000,000 Net Proceeds to Issuer: $399,276,000 Issue Price: Variable Price Agent's Capacity: Reoffer, initially at par x Principal Basis Agency Basis Purchase Price: 99.819% Selling Agent's Interest Payment Dates: Semi-annually on Commission/Discount: See below the 1st day of March and September Interest Rate: 3.90% per annum commencing March 1, 2003 Maturity Date: September 1, 2007 __________________________________________________________________ Form: x Book Entry Certificated Redemption: x The Notes cannot be redeemed prior to maturity The Notes may be redeemed prior to maturity Initial Redemption Date: N/A Initial Redemption Percentage: N/A Annual Redemption Percentage Reduction: N/A Repayment: x The Notes cannot be repaid prior to maturity The Notes can be repaid prior to maturity at the option of the holder of the Notes Optional Repayment Date: N/A Optional Repayment Price: N/A Discount Note: Yes x No The defeasance and covenant defeasance provisions of the Senior Indenture described under "Description of Senior Debt Securities and Senior Subordinated Debt Securities -- Defeasance and Covenant Defeasance" in the Prospectus will apply to the Notes. The Notes described herein are being Purchased by Morgan Stanley & Co. Incorporated (the "Agent"), as principal, on the terms and conditions described in the Prospectus Supplement under the caption "Plan of Distribution of Medium-Term Notes." The Notes will be sold to the public at varying prices relating to prevailing market prices at the time of resale as determined by the Agent. The net proceeds to the Company will be $399,276,000. Morgan Stanley & Co. Incorporated