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Joanna Matthews Joins First Farmers as Senior Personal Trust Officer

First Farmers and Merchants Corporation (OTC Pink: FFMH), the holding company for First Farmers and Merchants Bank, today announced that Joanna Matthews has joined the bank as a Senior Personal Trust Officer.

“We are pleased to announce that Joanna Matthews has joined our trust and wealth management team at First Farmers as a Senior Personal Trust Officer,” stated Dawn Moore, Chief Wealth Management Officer. “She joins our team of proven professionals with advanced degrees in business and law. We expect her experience as an attorney will be an important factor in assisting our customers with the complexities of their financial, trust and estate planning. She will be a strong addition to our team that remains focused on our hallmark approach of providing individual attention to each client.”

Matthews joins First Farmers with over nine years of experience as corporate counsel at VF Corporation. While at VF Corporation, she provided counsel at the corporate level and to their operations in North, Central and South American regions. She is a cum laude graduate of Tennessee Technological University with a Bachelor of Science in Business Administration with a concentration in Accounting. She earned her Juris Doctor degree from Tulane University and is admitted to the Bar in Tennessee. Joanna is a Columbia native having graduated from Columbia Central High School. She currently lives in Columbia with her husband, Holland Matthews.

About First Farmers and Merchants Corporation and First Farmers and Merchants Bank

First Farmers and Merchants Corporation is the holding company for First Farmers and Merchants Bank, a community bank serving the Middle Tennessee area through 22 offices in seven Middle Tennessee counties. As of March 31, 2023, First Farmers reported total assets of approximately $1.9 billion, total shareholders’ equity of approximately $110 million, and administered trust assets of $5.8 billion. For more information about First Farmers, visit us on the Web at www.myfirstfarmers.com under “Investor Relations.”

Contacts

Robert E. Krimmel

Chief Financial Officer

(931) 380-8257

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