HilltopSecurities recently welcomed Ari Kavour as Executive Managing Director, Head of Structured Finance and Structured Products Group. Kavour will serve on HilltopSecurities’ Executive Committee and will report directly to President and CEO Brad Winges. He will be based in the firm’s New York City office.

As Head of Structured Finance and Structured Products Group, Kavour will focus on expanding the firm’s mortgage backed sales and trading, as well as expanding the firm’s New York presence across all product segments. Kavour has over 29 years of experience in the mortgage trading, sales, and finance business, most recently at Wells Fargo where he served for five years as Head of Mortgage Finance. He also has held senior-level positions with Goldman Sachs, Merrill Lynch, and Morgan Stanley.

“We are very pleased to have Ari join HilltopSecurities to lead our Structured Finance and Mortgage business,” said Winges. “Ari’s historical skillset and vision in the mortgage sector are key elements of why he is such an important hire for our firm.”

“I am excited to join a firm with such a strong reputation and proven commitment to the fixed income industry,” Kavour said. “I look forward to helping HilltopSecurities build on its legacy as one of the nation’s leading municipal investment banks and expanding our mortgage and housing business.”

About Hilltop Securities Inc.

HilltopSecurities is a full-service municipal investment bank and wealth advisory firm providing a full suite of financial services for public entities, institutional investors, housing finance agencies, broker-dealers, and individual investors. Founded in 1946, its primary areas of focus include public finance, capital markets, structured finance, retail brokerage, clearing services, and securities lending. Hilltop Securities Inc.’s goal is to build long-term relationships to help communities, businesses, and individuals thrive. A wholly owned subsidiary of Hilltop Holdings Inc. (NYSE: HTH), HilltopSecurities’ affiliates include Momentum Independent Network, HilltopSecurities Asset Management, HilltopSecurities Insurance, PlainsCapital Bank, and PrimeLending. Learn more at HilltopSecurities.com. Member: NYSE/FINRA/SIPC.

FORWARD-LOOKING STATEMENTS DISCLAIMER

This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These forward-looking statements involve known and unknown risks, uncertainties and other factors that may cause our actual results, performance or achievements to be materially different from any future results, performance or achievements anticipated in such statements. Forward-looking statements speak only as of the date they are made and, except as required by law, we do not assume any duty to update forward-looking statements. Such forward-looking statements include, but are not limited to, statements concerning such things as our plans, objectives, strategies, expectations, intentions and other statements that are not statements of historical fact, and may be identified by words such as “expand,” “expanding,” “expansion,” “focus,” “goal” or “grow” or the negative of these words and phrases or similar words or phrases. See the risk factors described in Hilltop Holdings Inc.’s most recent Annual Report on Form 10-K and subsequent Quarterly Reports on Form 10-Q and other reports that are filed with the Securities and Exchange Commission. All forward-looking statements are qualified in their entirety by this cautionary statement.

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